I was able to immediately shave $160.50 off. I cut/eliminated: clothing (once you are 18, I stop buying clothes if you need them-YOYO but I tend to offer some at birthdays/Christmas), school expenses (we still have a ton of supplies, if something comes up, I'll borrow out of groceries), vacation (haven't taken one in years, and with me needing my Summer's for recovering from surgery . .), library fees (I include everything in my budget, am very realistic. So I have to get MORE realistic and ensure that stuff is returned on time!), postage, household goods (Currently my main TV is dying, toaster/convection oven needs replacing-both will be purchased new, need 2 lamps for the boys rooms)-can't think of any other HH goods we will need. We do have some wants: grey twin comforter for DS #2, 2 more window A/C's. I'll start a small, EF from things that I can sell, my CC rewards points, etc. -all small income streams and set that aside as a slush fund.
Next up: the Verizon bill. DS #1 has known that once he hit 21, I wouldn't be responsible for his cell phone bill. He currently owes for the past few months. He's ticked off still at me, but did come over to talk yesterday, about another issue. I reminded him that he needs to reimburse me, or I simply drop him. DD has been on her own plan for a while now.
Now that I am analyzing everything, with having to absorb the increase in rent with the 2 lodgers out, I am researching my options. I will work with DD on this tonight. Upon initial review of their various plans, I am thinking of the following:
1-moving special needs kidlet over to his own account (would be easier for reimbursement purposes for me) He is the only one on my plan with a Smart phone
2-moving kidlet # 4 to a pay as you go plan as he never uses his phone (it's an old flip style)except when his Dad calls. Don't ask me how, but he uses his Ipod as a quasi phone. He never takes his flip with him when he is out (drives me nuts-what if he needs to be picked up? there is an emergency? sigh)so it makes sense to just pay for the 4-6 calls he gets a month @ 25 cents a call plus 25 cents a rounded up minute. His line is currently costing me just over $15/month
3-with kidlets # 3 and 4 situated and off my line, I can move myself to a single line plan. Currently, after reimbursement, I am paying $112 and change for my and kidlet #4's phones. Time to rethink this.
So I anticipate that DS #1 will be PO'd even more at me, but hey, I stand to save $65 approx/month if I understand the plans as I read them on line. $780 more would be in my pocket when I am scrambling to make sure I have enough to buy a home next Spring