Monday, October 7, 2013
Renter's insurance issue
Fast forward and I received a letter from my new, rental insurance company, advising me that there are identified items the require (my) attention.
-tree branches overhanging the roof of the dwelling (perhaps a bit in the front)
-a missing breaker in the electrical panel (have no idea what they would look like)
"we are concerned about the increased likelihood of losses this indicates. We would appreciate if if you would make a personal inspection of your property and take appropriate measures to prevent future losses. Please advise us of your progress so we may update our records."
OK, my understanding of renter's insurance is that it covers the contents of the home, AKA my wordly possessions, which do not include any antiques. I had renter's insurance for almost 3 years back in the late 1980's. No home inspection. No reports. My former renter's insurance policy on this rental didn't inspect, didn't have a report. Simply took the $ and that was it.
I guess I can forward a copy to the landlord, see what she does, if anything. I am not about to pay for an arborist or an electrician on a rental home. WWYD?