Tuesday, October 1, 2013
Planning for Christmas, 2013
Christmas is a debt free holiday here. I set aside money every month towards my anticipated expenditures, and that's what I have to work with. Period.
-we reuse what we have, refurbish as needed
-a live tree from a local tree farm, thanks to a discount voucher
-items are purchased on sale, when I encounter deals. I already have a ham in the freezer, and could easily pull off a holiday meal with other supplies on hand. I do want to splurge on some large shrimp, but know that sales and loss leaders will be around come December
-our list is small, of those to whom we offer a gift. Again, a set budget.
-we shop year round for those aforementioned, and put aside items for this holiday
-second hand (often new with tags) items are welcomed
-home made (cooked, knit or sewn) items will be included as gifts
-purchased or otherwise acquired gifts are practical, with a few splurges tossed in
-msc "stocking stuffer" type items are already being gathered, capitalizing on combining sales with large or doubled coupons
-cards-we'll probably skip these this year, saving on the hassle and postage. Many others have seemed to also have stopped mailing cards so I don't feel that this is a great loss.
What is most important to me is to spend time with my family, and simply enjoy being together. A $100 sweater from Macy's couldn't possibly make up for that. So, we'll make some good memories together and fast forward to January and there won't be any large, looming credit cards to pay off.
This works for me. : )