Post divorce, I've been actively addressing financials, re-establishing my name in all of my credit/insurance etc related areas. Many ridiculous road blocks, misinformation, conflicting information in the case of my last major hurdle: getting the Toyota loan and registration just in my (new) name. One would think that this would simply be a matter of paperwork. Sigh.
Yet again, I returned to CT DMV for the third time today to check on the status of the title being transferred for X to sign off on, and DMV would return it to Toyota financials. No, sorry, we don't have it.
So, once again (I think my 4th if not 5th call to them) I called Toyota, to first confirm that they received my written request along with the documentation that was requested during the last phone call with them a few weeks back. Yes, it's in "pending." Ok, can you update me about the transfer in equity on the loan? Sorry, you'll have to refinance with your own credit company/bank. HUH? I calmly told the customer rep that this was my 4th or 5th call about making these changes, each time I call, I get a different answer. I just need this done. Ok, so how much is the payoff amount? Fine. Let me think this over, I am not commiting, but if I mail you a check to pay off the loan, you will finally mail ME the title and then I have to take documentation back to DMV to finally get this car just in my name? Yes. Ok, give me the mailing address, thanks.
Taxes are done, were to be e-filed on Monday, so I await my 2012 refund, an amount that I know I will be no where near come April 2013, but the CPA did a projection, at my request so that I could anticipate that. Fine. I am blessed that I will be able to just pay the remaining loan off (0% so that has been nice)and just be done with that part of the issue. The actual title getting to me will be about 5 weeks. Since I've been attempting to resolve this since Oct, that is totally fine, knowing that there is an end in sight. I just need this off my to deal with list so that I can move on. It's becoming an energy suck.